Terms of service

Welcome to Financial’s By Rae LLC, a California-based financial services company serving clients in Los Angeles and beyond. We are committed to clarity, transparency, and professionalism in every interaction. These Terms of Service (“Terms”) are designed to clearly explain the scope of our services, limitations, and your responsibilities when engaging with our website, communications, or services.

By accessing this website or using our services, you acknowledge that you have read, understood, and agreed to these Terms.

 
Scope of Services
Financial’s By Rae LLC provides general financial education, bookkeeping services, tax preparation assistance, administrative support, and informational financial content.

The principal of Financial’s By Rae LLC holds a valid IRS Preparer Tax Identification Number (PTIN) and an advanced academic degree. However, services are limited strictly to non-legal services.

 
No Legal Advice or Legal Services
Financial’s By Rae LLC does not provide legal advice.

Nothing on this website, in written communications, or in verbal discussions constitutes:

Legal advice
Legal representation
Attorney-client relationship
For legal matters, including contracts, disputes, litigation, or rights interpretation, you must consult a licensed attorney.

 Client Responsibility
You agree and acknowledge that:

You are responsible for providing accurate, complete, and timely information
Financial’s By Rae LLC relies on information you provide and is not responsible for errors resulting from inaccurate or missing data
You remain solely responsible for financial decisions, tax filings, penalties, interest, audits, or outcomes related to your finances
 
Informational Content Disclaimer
All website content and communications are provided for informational and educational purposes only. While we strive to maintain accuracy, information may become outdated or subject to regulatory changes without notice.

Financial’s By Rae LLC makes no guarantees regarding the completeness or continued accuracy of any content.

 
Intellectual Property
All content on this website, including text, graphics, logos, branding, and materials, is the exclusive property of Financial’s By Rae LLC, unless otherwise stated.

Unauthorized copying, reproduction, distribution, or commercial use without written consent is strictly prohibited.

 
Disclaimer of Warranties
All services and content are provided “as is” and “as available.”
Financial’s By Rae LLC disclaims all warranties, express or implied, including but not limited to warranties of accuracy, merchantability, or fitness for a particular purpose.

 
Limitation of Liability
To the fullest extent permitted by law, Financial’s By Rae LLC shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

Use or inability to use services
Reliance on provided information
Errors, omissions, or delays
Third-party actions or platforms
 
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to conflict-of-law principles.

 
Modifications to Terms
Financial’s By Rae LLC reserves the right to update or modify these Terms at any time. Continued use of the website or services constitutes acceptance of the revised Terms.