Terms of Service

Welcome to Financial's By Rae LLC, a California-based financial services company serving clients in Los Angeles and beyond. We are committed to clarity, transparency, and professionalism in every interaction. These Terms of Service ("Terms") are designed to clearly explain the scope of our services, limitations, and your responsibilities when engaging with our website, communications, or services. By accessing this website or using our services, you acknowledge that you have read, understood, and agreed to these Terms. —————————————————— SCOPE OF SERVICES Financial's By Rae LLC provides general financial education, bookkeeping services, tax preparation assistance, administrative support, and informational financial content. The principal of Financial's By Rae LLC holds a valid IRS Preparer Tax Identification Number (PTIN) and an advanced academic degree. However, services are limited strictly to non-legal services. —————————————————— NO LEGAL ADVICE OR LEGAL SERVICES Financial's By Rae LLC does not provide legal advice. Nothing on this website, in written communications, or in verbal discussions constitutes legal advice, legal representation, or an attorney-client relationship. For legal matters — including contracts, disputes, litigation, or rights interpretation — you must consult a licensed attorney. —————————————————— CLIENT RESPONSIBILITY You agree and acknowledge that: (1) You are responsible for providing accurate, complete, and timely information; (2) Financial's By Rae LLC relies on information you provide and is not responsible for errors resulting from inaccurate or missing data; (3) You remain solely responsible for financial decisions, tax filings, penalties, interest, audits, or outcomes related to your finances, unless a signed contract is in place. —————————————————— INFORMATIONAL CONTENT DISCLAIMER All website content and communications are provided for informational and educational purposes only. While we strive to maintain accuracy, information may become outdated or subject to regulatory changes without notice. Financial's By Rae LLC makes no guarantees regarding the completeness or continued accuracy of any content. —————————————————— INTELLECTUAL PROPERTY All content on this website — including text, graphics, logos, branding, and materials — is the exclusive property of Financial's By Rae LLC, unless otherwise stated. Unauthorized copying, reproduction, distribution, or commercial use without written consent is strictly prohibited. —————————————————— DISCLAIMER OF WARRANTIES All services and content are provided "as is" and "as available." Financial's By Rae LLC disclaims all warranties, express or implied, including but not limited to warranties of accuracy, merchantability, or fitness for a particular purpose. —————————————————— LIMITATION OF LIABILITY To the fullest extent permitted by law, Financial's By Rae LLC shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from: use or inability to use services; reliance on provided information; errors, omissions, or delays; or third-party actions or platforms. —————————————————— GOVERNING LAW These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to conflict-of-law principles. —————————————————— MODIFICATIONS TO TERMS Financial's By Rae LLC reserves the right to update or modify these Terms at any time. Continued use of the website or services constitutes acceptance of the revised Terms. We encourage you to review this page periodically to stay informed of any changes. For questions about these Terms, please contact us at raelene@raesfinancialservices.com.